Students Learn about Finances in the Real World

Students Participate in Hands-On Budget Management

Warner Middle School students participated in "Reality Day" which is a financial literacy program that combines creative community efforts with students' classroom learning about continuing education, job-hunting, budgeting, the tax system, and more. The program, called 'Real World. Real Money' is fun and distinctive because it includes an interactive spending simulation that provides the opportunity for students to make lifestyle and budgeting choices similar to those made by adults. The experience is a partnership among students, district and school staff, as well as the business community.

In the classroom, students engage in four preparatory classroom lessons: exploring diverse career paths and options for apprenticeships, on-the-job training, and college or higher education. During the event, students participate in a hands-on budget management and decision-making spending simulation that emphasizes the importance of goal setting and making good life and career choices. Afterward, students provided feedback about their experience during the simulation.

Student feedback was positive:

  • "The 'Real World. Real Money.' event was amazing. It taught me how to be more successful in life and how many bills you have to pay and how to think about real life." - Skyla Alderson

  • "It was an experience to talk to the business people. It actually made me think I was an adult doing insurance and billing and everything." - Isaiah Bice


  • "My experience at the 'Real World. Real Money' simulation was mind refreshing for me because once I saw how much my dream job would actually earn me in a month, it made me rethink and wonder, 'Is this career the one?'" - Miles Earnest

  • "This was exciting. It gave me a glimpse of what adults go through with taxes and monthly expenses." - Joseph Gillespie


reality day 2

reality day 3

reality day 4


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